Is Getting Residency In Andorra Easy? Your Guide To Active And Passive Options

by World Offshore Banks

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Securing residency in Andorra involves navigating specific legal frameworks and meeting set criteria. The ease of obtaining residency depends on the type sought—active or passive—and the applicant's individual circumstances.


Types of Residency in Andorra
Andorra offers two primary residency categories:​
Active Residency:
For individuals intending to work or establish a business in Andorra.

Passive Residency:
For those not seeking employment within Andorra but wishing to reside there.

Active Residency
Active residency suits those planning to engage in employment or entrepreneurial activities in Andorra. Applicants must:​
Employment or Business Creation:
Secure a job offer from an Andorran employer or establish a company in Andorra.

Minimum Stay Requirement:
Reside in Andorra for at least 183 days annually, establishing it as the primary residence.

Social Security Contributions:
Register and contribute to the Andorran social security system (CASS).

Background Checks:
Provide a criminal record certificate from the country of origin and any country of residence.

Medical Examination:
Undergo a medical examination as part of the application process.

Passive Residency
Passive residency is ideal for individuals who do not intend to work in Andorra but wish to benefit from its favorable tax regime and quality of life. This category includes investors, retirees, and individuals with sufficient independent means. Requirements include:

Minimum Investment:
Invest approximately €600,000 in Andorran assets, such as real estate, financial instruments issued in Andorra, or local business ownership. At least €47,500 of this investment must be deposited with the Andorran Financial Authority (AFA).

Minimum Stay Requirement:
Reside in Andorra for at least 90 days per year.

Proof of Income:
Demonstrate sufficient income to support oneself and any dependents. As of 2025, this equates to at least 300% of the Andorran minimum wage per year, plus an additional 100% for each dependent.

Background Checks:
Provide a criminal record certificate from the country of origin and any country of residence.

Medical Examination:
Undergo a medical examination as part of the application process.

Health Insurance:
Obtain private health insurance coverage valid in Andorra.

Documentation Required
Applicants for both residency types must prepare and submit various documents, including:

Valid Passport:
Original and photocopy.

Criminal Record Certificate:
From the country of origin and any country of residence.

Proof of Accommodation:
Evidence of property ownership or a rental agreement in Andorra.

Civil Status Documents:
Such as marriage or birth certificates, if applicable.

Curriculum Vitae (CV):
Detailing academic and professional experience.

Medical Certificate:
Issued by the Andorran health authorities following a medical examination.


Application Process
The application process involves several steps:

Document Preparation:
Gather and authenticate all required documents.

Submission:
Submit the application and documents to the Department of Immigration in Andorra.

Medical Examination:
Complete the mandatory medical examination in Andorra.

Approval and Investment:
Upon approval, make the required investment (for passive residency) and fulfill any other stipulated conditions.

Issuance of Residency Card:
Detailing academic and professional experience.

Challenges and Considerations
While Andorra offers attractive residency options, applicants may face challenges:

Stringent Requirements:
The financial and physical presence requirements are strict and must be met precisely.

No Dual Nationality:
Andorra does not permit dual citizenship. Applicants must renounce their previous nationality to become Andorran citizens.

Language Barrier:
Catalan is the official language, and while many residents speak other languages, integrating into the community may require learning Catalan.

Healthcare System:
While Andorra has a high-quality healthcare system, passive residents must secure private health insurance, which can be costly.

Not “Easy" Due To The Stringent Criteria
Obtaining residency in Andorra is a structured process with clear requirements. While it may not be classified as "easy" due to the stringent criteria, particularly regarding financial investment and physical presence, it is achievable for those who meet the qualifications.

Prospective residents should thoroughly assess their eligibility, prepare the necessary documentation meticulously, and consider consulting with legal experts specializing in Andorran immigration to navigate the process effectively.